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Boost Your Sales: Get a Credit Card Terminal Today!

If you don’t accept credit cards and are still dependent on the obsolete ways of transactions then you need a change. You need a Credit card terminal. In past few years more than 50% of all in-person transactions took place via a credit or debit card, and the percentage is only expected to soar. In other words, if you don’t accept credit cards, you may not be able to compete in today’s business environment. Therefore, you need to upgrade your technology, unless you want to lose out on a world of opportunities. Accepting a credit card can augment your sales by an astounding 50 to 500% or more!

Credit card processing services can help you take payments via both credit and debit cards, using a swipe-reader at the register. These services, however, come with different levels of customer support and various point of sale (POS) systems that help you to easily process card payments.

There is a wide range of credit card terminals available to merchants. Latest models of terminals not only process credit and debit cards but can also handle gift cards, checks, and so on.

Distinctive features
  • Key entry (for customers)
  • Refunds and adjustments
  • Pre-authorization
  • Remote initialization and software update
  • POS integration
  • Multi-merchant capabilities
  • Pen or PIN authorization by the customer
  • Surcharge function
  • Secure Password operation

If you do business online then there are various payment processing service providers that can enable you to accept credit cards on your websites in real-time and also give you a simple-to-use, web-based credit card processing terminal so that you can easily process phone and mail order transactions.

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Merchant Services: Charge to Conduct Online Businesses over Wide Networks

Sustaining in today’s automated business market requires businesses to provide their customers with a convenient, flexible, and above all, speedy method of shopping. That explains the reason why contemporary shopping, better known as e-commerce, has taken over conventional shopping.

Merchant services are used by businesses to accept customer payments through an encrypted channel. These services include credit and debit card payment processing, check guarantee and conversion, gift card and loyalty programs, payment gateway, merchant cash advances, online transaction processing, Point of Sale (POS) systems, and electronic benefits transfer programs.

E-Commerce: A High-Tech Shopping Mechanism

E-Commerce is an advanced process that allows you to buy or sell information, services or products over the Internet, eliminating the need to visit stores in person.

E-commerce market has emerged out to be one of the fastest growing industries in the universal business domain due to following reasons:
  • Secure paperless electronic transaction 
  • Advanced computer networking capabilities 
  • Faster and less-expensive transaction
  • Business expansion from local and regional to national and global markets 
 E-Commerce Merchant Services

Online card processing is one of the significant merchant services that are the need of the hour for sales oriented businesses. In fact, business owners are likely to lose out on various trade opportunities if they do not possess the capability. Stats show that businesses that do not have a credit card payment option available for the consumers may lose up to 80 percent of potential trade opportunities.

The common man, especially in today’s scenario, wants to avail all the facilities that bring convenience; however, not at the cost of their time or money. E-Commerce merchant services act as flyers that enable you to provide a simple and secure shopping experience to your customers. The business perspective of e-commerce merchant services is equally high. Whether you are a new business trying to settle in the massive consumer market or an established retailer, e-Commerce merchant services are to serve as a catalyst for the growth of your business.

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Why Your Business Needs Payment Gateway Services

Whether you are setting up a new business, expanding an established business to the internet, or setting up a standalone e-commerce site, the first thing you need to worry about is payment processing. That is because receiving or making payments in the virtual environment is not like it is in a physical scenario. Therefore, ensuring secure transactions becomes a basic need for an ecommerce venture.

A payment gateway can be juxtaposed with a physical point of sale terminal located in retail outlets. The only difference is that it allows businesses to accept payments over the web with minimal hassle. In fact, you can be up-and-running, accepting credit cards with your own merchant account in no time. Procuring payment gateway services can maximize your profit potential and save you from the various headaches typically involved in setting up a gateway of your own.

Thanks to the virtual revolution; the merchants, globally, have recognized the value of online payments. They not only encourage their customers to pay online as it minimizes the chances of purchase cancelation, thereby impacting their business positively. Even the customers opt for online transactions as it’s easy to use and saves time. Thus, Payment gateway services have become indispensable for online businesses.


When looking for a service provider, make sure that the one you select is efficient, accessible, responsive, and technologically advanced. During the last decade, payment gateway technology has seen many innovations and rush of new names in the market. As a result, a large number of payment gateway service providers are available to merchants and to select one among them is a daunting task. Hence, before choosing any payment gateway services provider, you need to keep in mind all important factors including the ones mentioned earlier. Other factors, such as, response of the payment gateway during and after the incorporation, readiness to assimilate leading shopping cards with ease, etc. should also be kept in mind.

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Numerous Benefits of Internet Credit Card Processing

In its simplest form, internet credit card processing is a way in which an online business accepts payment from the customers via credit or debit cards directly through their e-commerce website. This mode of payment requires a payment processor and payment gateway to help move and share information across to make sure that the website owner receives all the payments made by customers while shopping online. Apart from knowing what card payment processing is, you must also understand its benefits.


More payment options

Cash or PayPal payments may restrict your customers while shopping on your website. The major component of starting an online business and the overall sales process is to earn money and collect payment from the customers. Without this money, it will be difficult for you to keep your business running. This means that more payment options are a necessity for growing your online store.

24-hours a day
Thanks to the advent of the internet, you can now keep your e-store open 24-hours a day. Hence, one of the biggest benefits of accepting payments through internet credit card processing is that you can literally make sales 24x7. Unlike a retail store, your online website permits you to sell anytime, and in different time zones.

Increase convenience and build credibility
Permitting shoppers to pay using numerous credit cards make their online shopping experience convenient. It will also allow your customers to pay in real-time. Apart from convenience, accepting different mode of payments directly on your website makes your business credible and also lets you remain ahead of your competitors.

Now, that you have basic understanding of internet credit card processing and its benefits, you must add this option to your e-commerce website to maximize investment returns, attract more customers and boost convenience. While selecting a merchant service provider, make sure to research well.

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Why Your Business Urgently Needs Shopping Cart Software

If you are contemplating establishing a shop online, you must probably be weighing the costs of things such as website designing and development and the programming of the necessary e-commerce software. If this is a precise description of your thoughts, you couldn’t be any further from the reality on the ground. Nowadays, there is a new breed of shopping cart software that does not take you from pillar to post in the establishment of a high quality online shop for your business. The underlying considerations that have driven the development of this software are simplicity, functionality and real ROI. Now let’s take a snap look at what this new shopping cart software really entails.


What Does Shopping Cart Software Involve?

  • Firstly, forget about programming because there is absolutely none of that anywhere in the set-up or the marketing of your shop.
  • You don’t have to do any installations on your computer.
  • The size of your business is not an issue as the software is a one size-fits-all.
  • The shopping cart software design can be designed to match your online store or vice versa.
  • The software essentially automates your business and is a full package that enjoys maintenance and a full credibility to handle orders.
  • What it does is to manage all the contents of your customers’ shopping carts by calculating sales tax, shipping charges, discounts, subtotal and the ultimate purchase price.
  • Takes care of the ordering process from start to finish. Once a customer makes an order, you will receive an email with all the order details. You are then given an option to print a receipt on your computer while the order details and a ‘thank you’ message are forwarded to the customer
Apart from this, your shopping cart software has a lot of features and benefits which include:

  • Sending gift reminder mails to your clientele
  • E-mail list management option enabling you to dispatch mass e-mails to your clientele.
  • Shoppers’ ability to track their shipments and orders on your site.
  • Provides you with a means to analyse and interpret your online sales and shopper activity in the form of graphs, reports and charts.
  • The existence of a product database that is searchable
  • Instant sign-up and easy tracking in the running of your affiliate programs with automatic calculations of commission.
There are lots of other features and benefits that make the presence of shopping cart software in your online shop a necessity.


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Take Credit Cards Online: Don’t Lose Any Opportunity that Comes Your Way!

Thanks to the digital revolution and advent of the web; most of us do not even “touch” the money we earn. That is because most of the transactions are either done online or via card processing terminals. As a result, physical currencies from all parts of the world are rapidly transforming into virtual assets. The US alone has more than 1.5 billion credit cards in use by about 178 million people. The rest of the world adds another 550 million credit cards to the tally and let us not even get started with number of debit or ATM cards used across the globe.
 These staggering figures clearly spell out a radical shift in the way people are spending their money, compared to how it used to be before “plastic” came to town! Therefore, it has become indispensable for every business to take credit cards online. While it is an absolute necessity for online retailer, even wholesalers and service based businesses can also expect a notable improvement in their overall conversions by starting to accept credit card payments.

Turning down a potential customer just because you are unable to process credit cards straightaway translates into a lost opportunity. In fact, if your business doesn’t take credit cards online, you are most likely missing out on some serious business. If this is indeed the case, it is recommended that you contact a reliable online payment gateway provider to setup an online merchant account for your business. Though the investment wouldn’t cost you much, it sure can yield sizeable returns.


There is no doubt that the world is turning to digital transactions. Consequently, you can easily find numerous providers offering affordable online merchant solutions to take credit cards online. However, rather than going with just about any provider, look for a company with high credibility and a consistent record of seamless service delivery. To help with the selection, besides comparing the pricing of the contenders do check to their client testimonials to get a fair idea about the proficiency to expect. 



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Essential Credit Card Processing Services Required By Small Businesses

If you own a small business, you need to hire a credible card processing service provider that offers reliable small business merchant services at reasonable charges. Large-scale businesses can afford to pay a higher price for high end card processing services, but small businesses need to stay a lot more focused when it comes to the value they get from their investments.

Why card processing services are important for a small business

One of the ways to optimize your sales is to accept all major credit cards. In fact, it has become a key requisite in order to survive in the fiercely competitive business environment we see in all industries today. Moreover, it is simply unwise to disqualify a large number of prospective customers just because you cannot support the way they choose to pay.

A comprehensive set of card processing facilities for your business include:
  • Online and traditional credit card processing rolled into one
  • Credit card processing compatible with terminals, mobiles and internet
  • Friendly and high quality technical customer support
  • Low price for providing essential card processing  products and services

Cutting-edge credit card processing

If you promote your products and services online, it is important to ensure that your website is equipped with a merchant account. Moreover, your business should also be able to process phone and mail order transactions with ease. A cutting-edge system that is designed for processing diverse transactions is the ideal way out for your business. Hence, if you process credit cards frequently, procuring small business merchant services is simply indispensable


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